While you may not have living parents, kids, or a spouse, for that matter, you probably have close friends or family who do. Besides, for our purposes, you constitute a family on your own, especially since you’re probably surrounded by siblings or peers with children, as well as older relatives, friends, or even surrogate parents. So even the one about dealing with money as a couple—you’ll find nuggets of information that apply to single people. Throughout this book we’ll also address additional considerations for the growing number of nontraditional family structures—such as single parents and same-sex couples. No matter what your family looks like, taking control of your finances means talking about them.

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